Category: Safety
January 31, 2012Before You Share Your Space
What to know—and do—before opening your church to outside groups.

When a church allows outside groups to use its space, it invites opportunity and risk in too. By sharing your space, you introduce new people to your facility—people who might not otherwise come through your doors. At the same time, you expose yourself to new issues, such as how to protect against property damage, how to manage the potential tax implications of charging rent for the use of your space, and how to ensure that outsiders are safe in the event of an emergency.
The Top 10 Church Management Articles of 2011
Church leaders followed these stories most this year on ManagingYourChurch.com.

I’ve said it before, and I’ll say it again: I’m a sucker for lists. And the end of a calendar year always brings opportunities to reflect on the top stories and headlines from the year that was.
So it’s only natural to share the top ten articles for ManagingYourChurch.com in 2011 based on unique page views. Each post is highlighted below, starting with the tenth-most uniquely viewed post and building up to the first-most. Each highlight also includes the post’s title, author, and date, as well as a brief description and, if available, a notable reader comment.
See what caught the interest of church leaders nationwide, and feel free to weigh in with your thoughts on these legal, financial, and management topics:
10. The Pluses of Google+ for Church Leaders by Margaret Feinberg (July 18, 2011)
Social media tools continued to proliferate in 2011, and no new addition created a larger stir than the summer unveiling of Google+. Many early adopters viewed Google+ as the first legitimate threat to Facebook’s status as the social networking site of choice for the masses. Christian author Margaret Feinberg dove in to Google+ immediately and shared her initial thoughts about how it works, and the way its features may be useful for churches.
Notable reader comment: “I definitely see the strengths of G+'s Circles. Love the idea of Hangout, etc all being built in. My concern is that FB would only need to make a few changes to do the same thing. And so far, my Incoming on G+ is DEAD. Very little updating going on.” —Richie Allen
9. A Pastor’s Thoughts on Knowing What People Give by Larry Osborne (May 3, 2011)
In this guest post, Pastor Larry Osborne shares about a situation that changed his thinking about whether a pastor should know what people give to the church.
Notable reader comment: “To me, what was done with the information presents a better arguemtn for why pastors don't need to know than why they do need to know.” —John
8. The Church Bulletin as a Tax Tool by Richard R. Hammar (November 1, 2011)
How churches can use their bulletins at the end of the year to provide timely, helpful year-end tax reminders and guidance to givers.
Notable reader comment: None.
Continue reading "The Top 10 Church Management Articles of 2011" »
Handling Online Activities with Care
Tips every church office should post for email and Internet use.

Every year, more organizations and people fall victim to cybercrime. Last year, more than 300,000 reported cybercrimes to the FBI with losses in the hundreds of millions of dollars. Whether it’s simple theft, fraud, or identity theft, this is a significant area of opportunity for criminals. Let’s shed some light on how to protect your church office and those you know from cybercrime.
Where There’s Opportunity …
A new level of crime became possible with the popularity of the Internet on a scale never before imagined! Criminals saw the opportunity to repackage old scams into electronic format and reach the masses in a way that could yield astounding results. That criminal vision has become a painful reality to many naïve victims.
Rewriting Paterno's Playbook
What the church must learn from Penn State’s child abuse scandal

On November 6, 2011, Jerry Sandusky, former Penn State defensive coordinator, was charged with molesting eight young boys between 1994 and 2009. Although he retired from Penn State’s football staff in 1999, he continued to use the school’s facilities for his work with The Second Mile, a nonprofit he founded in 1977 to assist at-risk kids.
Allegations against Sandusky range from sexual advances to touching to oral and anal sex. And even though there were some eye witness accounts of these actions that were brought to university and football staff’s attention in the course of the 15 years in question, Sandusky was never held accountable or reported to the proper authorities for suspicion of child sexual abuse.
Penn State’s scandal bears many of the same traits as clergy abuse scandals—and many similar repercussions. For instance, there are at least eight young men today who are living with the emotional scars of being sexually abused by an adult they trusted. If statistics bear out, there may well be others who were also victimized but are suffering in silence. Penn State will surely be facing years of litigation to find some way to compensate the victims and their families.
So far four Penn State employees have lost their job, and more could follow as details surface. A school’s whose reputation sparkled is now faced with the daunting task of rebuilding its reputation, and The Second Mile faces a similar task.
Given the scope of damage that’s done in a child sexual abuse case, churches would do well to learn from Penn State’s mistakes.
Safely Depositing Weekly Collections
One church nearly loses $7,000 in offerings.

A church in Centralia, Washington, lost nearly $7,000 from its weekly collections recently when a staff member accidentally left the bag containing the collected funds on top of her car and headed to the bank.
Fortunately, a man driving in this small community located about an hour south of Tacoma spotted the bag and picked it up. The man told KomoNews.com, which reported on the incident, he contacted the church and returned the funds because an honest mother and son returned his lost wallet some 40 years earlier.
"I could have done a lot with it, but I couldn't bring myself to do that," he told the outlet.
Until electronic giving and mobile giving options become the dominant methods for transactions among members and visitors, churches of all sizes will handle varying amounts of cash and checks every week. Although the risk is small, the opportunity exists for these offerings to get lost or stolen. If a weekly trip to the bank is necessary, make certain to have two people (preferably unrelated) go together during daytime business hours (in 2009, a couple was robbed while making a night deposit on behalf of a South Carolina church).
Churches also should look into remote-deposit capture technology offered by many financial institutions. A device provided by a bank will scan checks and send the information electronically; churches usually pay for the scanner and a monthly service fee based on volume.
For more help on this topic, check out Safe Ways to Handle Your Church's Money from ChurchSafety.com.
Preventing Identity Theft at Church
What church leaders can do to protect sensitive information.

A church that meets in the Iowa Correctional Institute for Women says its former administrative assistant, who is also a former inmate, used volunteers’ personal information to steal 40 identities to open credit cards, according to the Des Moines Register. Social Security numbers, birth dates, and other information are required from volunteers to gain entry into the facilities. The church’s leaders believed all documents with personal information were secured.
While few churches meet in correctional facilities like this one in Iowa, this news still serves as an important reminder of the precautions leaders can take to safeguard the sensitive information about their staff and members that churches possess. Identity theft is a major issue in the United States, topping the Federal Trade Commission’s list of consumer complaints in 2010. A nationwide survey by Javelin Strategy & Research reports that 8.1 million adults in the U.S. were victims of identity fraud in 2010. The mean consumer out-of-pocket cost was $631 per incident in 2010, according to Javelin.
Eight Tips for Securing Church Property
Don’t let burglars get the best of your ministry.

Since June, two men in Texas have burglarized multiple churches in a bold way: They visit the churches during daytime hours to steal credit cards and employees’ wallets.
In one instance, they tricked a church employee by creating a distraction. Father Dean Lawrence, pastor of the targeted church, said one of the men walked through the front door inquiring about child care, while the other came through one of the side doors asking about work. Using the diversion, one of the men took the employee’s wallet out of her purse.
"We probably should be more diligent about making sure things are under lock and key," Lawrence told Click2Houston.com.
These burglaries serve as a good reminder for churches to secure their buildings. While it may prove difficult to stop someone with dishonest intentions from walking into your church building during the day, there are steps your church can take to protect the building and your employees throughout the week. Below are eight tips from ChurchSafety.com that can help you control access to your property and deter criminals.
Continue reading "Eight Tips for Securing Church Property" »
Protecting the Elderly from Abuse
Create policies and procedures to protect older adults in your church.

Many churches create child abuse protection plans to keep kids safe from abuse. Older adults, especially those who are housebound and unable to fully care for themselves, deserve similar protection, too. Seniors who have family members or caretakers that come into their homes to visit and care for them are especially vulnerable to neglect, exploitation, and abuse. Here are three things your pastoral staff should know and do to keep older adults in your church safe.
- Screen Volunteers
Do you have volunteers who regularly visit shut-ins? Or a ministry to seniors that requires volunteers to serve one-on-one with the elderly? If so, take precautions to screen these workers carefully. Most abuse claims for churches hinge on the screening and selection process used for staff and volunteers. To reduce the risk of negligent screening, take care to select volunteers with clean background checks, strong references, and at least a six-month history at the church. ChurchSafety.com gives several helpful tips for selecting volunteers for your ministry, including these:
- Fill in the blanks. All prospective workers should complete a written application form. An application provides information that can be used to conduct reference checks and an interview.
- Obtain asking rights. Your application form should include a liability release, signed by the applicant, giving you permission to contact references and obtain any criminal records. It also should release from liability the person being asked to provide information.
New Crib Regulations Affect Churches
What ministries should note about changing federal rules.
New federal regulations for cribs could lead to substantial penalties and civil lawsuits that may implicate not only your church, but also your church board. It's important your church understands these new regulations and follows them closely to avoid creating a liability for the church. Here are three resources to help you do that:
- Securing Cribs in Your Church's Nursery, Richard Hammar's Feature Report on the topic;
- A Clean and Healthy Nursery, a training resource from ChurchSafety.com;
- Rich's video below on the same topic:
Watch the video, and then visit YourChurchResources.com to download the Feature Report.
Nine Tips for Keeping Church Football Games Safe

Football season is underway, and many churches are hosting flag football and touch football events for their youth ministries. In full-contact football, players wear extensive padding and safety equipment. Virtually no protective gear is used for flag or touch football, and yet players still can experience high levels of contact, both intentionally and unintentionally. Here are nine quick safety tips to keep players safe on the gridiron:
- Before play begins, inspect the playing area for hazards and make sure the field is clearly marked.
- Check that the playing area includes a buffer zone.
- Maintain a balance between skill and size when dividing up teams.
- Before play begins, explain the rules of the game including what is acceptable and unacceptable behavior.
Continue reading "Nine Tips for Keeping Church Football Games Safe" »
Pastors Shot in Florida Church
Church shooting reminds us to create procedures to help protect our staff and parishioners.
This Sunday, a Florida man shot and killed his wife before entering a church a block away. Inside the church, the shooter identified the senior pastor and shot him in the head. He then shot the associate pastor three times, according to WTSP.com, a Tampa news station. Other church members tackled the shooter and held him until authorities arrived.
Sheriff Grady Judd, who was interviewed about the incident, called the intervening parishioners heroes for stepping in like they did. Unfortunately, these parishioners had to react to a horrific and unexpected situation. "If there's one place that you should be able to go on Sunday and worship safely and securely, it should be your church or your synagogue," Judd said. "And, unfortunately, that wasn't the case here this morning."
Judd’s words ring true for all churches. We want our church buildings to be dependably safe and secure. If you haven’t already established policies and procedures for dealing with violence in your church, get started with some helpful resources from ChurchSafety.com. Begin with the free assessment “Is Our Church Secure from Crime and Violence?” then read through the accompanying article “Preparing for the Unthinkable.” If you want additional training on this subject, look to any of the following to help guide your team: Protect Your Church from Crime & Violence, Confronting Gun Violence at Church, and Creating a Safety Team.
Lindsey Learn is assistant editor to the Church Management Team at Christianity Today International.
Seattle Hayride Crash Injures Youth Group, Leaders
A bale of fun, or the last straw for church liability?

A church-sponsored hayride turned dangerous in July when a trailer carrying a Seattle area youth group flipped on a steep hill. According to a local news source, the trailer jackknifed on a packed gravel road, seriously injuring three adult volunteers. One lost a finger to amputation, while the other two suffered severe leg and ankle injuries. Several youths were also hospitalized. Investigators are studying the weight of people and objects placed on the trailer and the maintenance of the tractor and equipment.
At the moment, it is unclear if the tractor’s driver (an adult church volunteer) will be cited.
It’s more important than ever to use both common sense and educated legal knowledge to ensure the safety of church-sponsored events. As your congregation plans outdoor events throughout the fall season, do you know your legal responsibilities and liabilities? How can you keep participants – and your church – safe while enjoying traditional events and outings such as hayrides? Legal expert Richard Hammar gives a crash course in caution and savvy planning for hayrides as he fields this question in his Risk Management Handbook:
Continue reading "Seattle Hayride Crash Injures Youth Group, Leaders" »
When Someone Disrupts the Church Service
How to respond to a disruptive—and possibly dangerous—person.

The feature article this week on ChurchLawAndTax.com, a sister site of ours, looks at the delicate balance between ministry and safety. In "Dealing with Dangerous People," we go deeper into how church staff and lay leaders should approach an individual who may pose a threat to the church.
The article is timely for a number of reasons, including an incident last week in which an intoxicated man disrupted a church service in Louisville, Kentucky.
The types of threats addressed in the ChurchLawAndTax.com article include:
Continue reading "When Someone Disrupts the Church Service" »
Before You Hire, Pick Up the Phone
How one pastor could have easily avoided a hiring mistake.

Editor's Note: The following is an excerpt from What They Didn't Teach You in Seminary, a new book by James Emery White (Baker Books, a division of Baker Publishing Group, 2011):
I saw him at a church conference. He lit up the stage. He was one of the most electric worship leaders I had ever seen. Young, handsome, talented. I went after him. I had to be a bit discreet—it felt a bit like stealing. He was, after all, serving at another church. But that just added value to his stock, particularly considering the church he was at. So the covert seduction began.
In the end, I got him. I was elated. Buckle your seat belts, church growth world—it’s time for warp speed! I had just nabbed the up-and-coming worship leader at one of the nation’s most prestigious megachurches.
In less than twenty-four months, he had been removed from ministry and placed under church discipline. He eventually left the ministry, and to the best of my knowledge, he has never served in a church since.
Not long afterward, I interacted with the senior pastor of the church from which I had procured my wunderkind. He graciously asked how my new hire had worked out, and I had to sheepishly tell him that, well, he didn’t.
I told him the whole story. After I was done, he said, “I’m not surprised. We had been having issues with him for months. Just before he left, I had entered into some pretty serious conversations with him attempting to confront the very kinds of things you have had to deal with. I was deeply concerned that he went to another church before we could work through anything.”
And then he said words that have haunted me and instructed me ever since:
Surge in Copper Theft Continues for Churches
Air conditioners are being destroyed and stolen

A surge in U.S. copper thefts has continued throughout the summer.
“We've had copper robberies since forever, but we've seen a spike so far this summer," says a police officer in a recent Reuters article. Fueling more thefts: the rising value of copper during the summer. Since we last wrote on copper theft in late May, the price of a pound of the industrial metal has gone up around $31—from around $412 to $443.
Churches are a major target for these thefts.
“In the first six months of 2011, we have had 679 claims involving theft of copper,” says Patrick M. Moreland of Church Mutual Insurance Company. “Damage from these claims is approximately $5.6 million.” Compared to the first six months of 2010, this is a 36% increase in claims, and a 30% increase in cost of damage.
Continue reading "Surge in Copper Theft Continues for Churches" »
Keeping Kids Safe at Camp
How sex offenders infiltrate church ministries

Sometimes our best ministry activities attract the wrong people. Church summer camp, for instance, is often the highlight of a church’s summer ministry. Sadly, sex offenders know this too. According to John McLaughlin, an officer with the police department of Keene, New Hampshire, offenders may target and use activities common to children and youth ministries to find their next victims. For churches during the summer months, this can mean camps, Vacation Bible School, and other children’s programs.
In a recent webinar by Safe Hiring Solutions, McLaughlin described how child sex offenders select, seduce, maintain, and dump their victims. Here are tips that every church leader (and parent) should know for keeping kids safe from sexual abuse.
When offenders are selecting victims, they look for opportunities where children will be wearing limited clothing, changing clothes (such as in swimming), available for one-on-one contact with adults, and staying overnight, said McLaughlin. Offenders also try to identify who the most vulnerable children are, such as children with bad home lives or who aren’t fitting in at school, and they seek to build trust and respect through a courting-like seduction phase.
Cyber Crime: Coming to a Church Near You?
Hackers steal $680,000 from Iowa church.

The St. Ambrose Cathedral in Des Moines, Iowa, became victim to an apparent cyber crime last month when unidentified hackers stole $680,000 by luring away critical electronic information.
CBS News, reporting on the incident, quotes law enforcement and cyber security experts about how the hackers did it:
The heist begins with a technique known as spear phishing. In it, hackers lure an organization's financial officer with an email--a note that appears to be from a friend or the IRS-- enticing them to click on a link.
That click opens the door to a malicious software infection that allows vital information, like bank passwords, to be captured.
Criminal groups can then wipe out the account--ultimately transferring the cash to their own accounts, in places like Russia or the Ukraine--leaving victims high and dry.
CBS News also highlights other recent victims from around the country, including one public library in Florida, and two local governments in New York and New Jersey.
That makes these types of crimes all the more troublesome, said Verne Hargrave, who presented "Fraud in the Church: High-Tech Style," last week at the National Association of Church Business Administration's annual conference in Washington, D.C.
It means hackers are aware of financial sources big and small all over the country, including churches, he said.
“These guys in Eastern Europe know about you guys," said Hargrave, a certified public accountant and author of Weeds in the Garden. "They know about what’s going on, and know it may be an easy target.”
Hargrave offered these six tips for avoiding an attack like the one in Iowa:
Continue reading "Cyber Crime: Coming to a Church Near You? " »
Creating a Disaster Relief Ministry
Churches care for those facing disasters in their communities.
Few will argue that 2011 has been a tragic season for natural disasters. The U.S. has been hit hard by tornadoes, fires, and floods. States like Missouri, Arizona, and North Dakota are recovering from (and still facing) the worst natural threats to their land in decades. Local churches have been quick on their feet to care for their overwhelmed communities during this time.

In June, Mike Johnson, pastor of Christ Lutheran Church in Minot, North Dakota, quickly responded to his community by helping townspeople evacuate their homes in the flood zone, according to FoxNews.com. And the Baptist Press reported that in Arizona, where a forest fire rages, the Arizona Southern Baptist Convention developed a disaster relief station, which included showers and a kitchen crew, for evacuees.
Social Media Agreements—A New Normal?
One conference’s policy shows how serious some churches view Twitter, Facebook, and other sites.
The Kentucky Annual Conference of the United Methodist Church has an interesting rule for the clergy in its member churches: We see something questionable on your social media pages, we retain the right to affect your ordination process.

Not only does the KAC’s social media disclosure statement require staff to befriend the denomination on Facebook, but it also secures accountability and monitoring rights.
Social media and online use policies are becoming a common staple in church employee handbooks. Potential liabilities concerning copyright law, the Children’s Online Privacy Protection Act (COPPA), discrimination, privacy, and defamation have forced churches to consider the potential problems caused by their staffs interacting with others online.
Are Churches an Easy Target for Vandalism and Burglary?
Vandalism and burglaries are a real threat—prepare your church.

A church business manager told me that two times in the past couple years his church was vandalized. He was grateful the church’s insurance covered most of the cost, but for the most recent case, his church won’t be able to use the sanctuary for more than a month while it’s being repaired.
An Internet search revealed to me that other churches are facing similar problems. The search results showed several news stories of church vandalism, burglary, and robbery throughout the country within the last month. One was a news story of a county in Tennessee investigating at least 23 church burglaries.
One newspaper article in Alabama reported Sherriff Dave Sutton as saying that churches are targets for thieves due to their lack of visibility and their valuable sound systems. The article follows with advice to churches and their communities of how to protect churches:
“(Thieves) are getting a little bit brazen,” Sutton said. “What we ask is people check the churches near you (often), even if you don’t go to church there.”
Sutton said if county residents check on the churches and alert authorities about any suspicious activities, church burglaries could be curbed.
Wayne Russell [a church administrator of a rural church that recently experienced two burglaries] advised staff members at other churches to take even more precautions.
Continue reading "Are Churches an Easy Target for Vandalism and Burglary?" »
How to Manage Risk at Church
Four steps to develop a risk management plan

David Middlebrook, editorial advisor for ChurchLawAndTax.com and ChurchSafety.com’s “Ask the Expert,” has developed an easy way to understand and develop a risk management plan. Each letter of the word “risk” stands for a step in the process:
R – Rate Your Risk
Do you intentionally try to understand your church’s risk profile? Which of the following is most like your church?
- A risk-friendly church engages in risky conduct to preach the gospel. Intercity ministry, working with homeless and hungry people, is a good example of this.
- A risk-neutral church stays away from many risky activities but has not done any planning to understand its risk profile. This church would need to understand each of its activities to start risk management planning.
- A merely risk-conscious church knows that it is engaging in risky activities yet has no policies or procedures to deal with these risks.
Fire Prep for Your Church
Create an evacuation plan as part of your church’s fire preparedness and response plan.
During the past week, the states of Texas and Arizona faced rapidly spreading wildfires. In Arizona, firefighters now battle the state’s third-largest wildfire ever after attempts to contain it this past weekend failed, according to the Associated Press.

The unpredictability of a fire is what makes it so threatening, but there are ways to keep your church safe by creating procedures for both preventing and responding to a fire.
Churches Weather Copper Thieves, Insurance Concerns
One insurer says it may limit payouts on costly thefts.

Copper remains a hot commodity. On Thursday afternoon, one pound of the industrial metal was worth nearly $412, according to Bloomberg. And because of the metal's increased value, thieves see a prime opportunity to swipe copper from air conditioning units and home and commercial construction sites, then turn around and sell their spoils to scrap metal dealers for quick cash.
Churches remain a primary target.
For instance, Southern Mutual Church Insurance, South Carolina's largest insurer of churches, says it paid more than $707,000 in claims to 113 churches through April. In 2010, it paid $1.2 million to 174 churches for the entire year, according to The State.
Thieves hit one South Carolina church twice, causing more than $100,000 in damages. That church's insurer, unidentified in the article, stopped insuring it altogether, one of the church's leaders says.
Southern Mutual Church Insurance says the problem has grown so large that it may limit payouts on future coverages to any church that suffers damage from a copper theft and refuses to put protective measures in place.
A protective cage around an air conditioning unit is one such measure. Other steps can thwart thieves, according to this ChurchSafety.com article, which also points out that rooftop heating, ventilation, and air conditioning (HVAC) units, gutters, pipes, and electrical wiring are also at risk:
Continue reading "Churches Weather Copper Thieves, Insurance Concerns" »
Using Social Media During Disaster Relief
How one church leader became a believer in Twitter.

Editor's Note: Relief efforts continue in Joplin, Missouri, following Sunday's horrific tornado, which killed at least 117 people and left extensive damage in its wake (the area remained on edge during the early parts of the week as predictions of more explosive storms rolled in). Churches and ministries are looking for ways to help. Aside from When Disaster Strikes and Serving as a Disaster Relief Team, two helpful church training resources from ChurchSafety.com, we offer this interesting blog post from Jenni Catron, who uncovered the power of Twitter during her church's response a year ago to flooding in Nashville:
I swore I wouldn't sign up for Twitter. It seemed like a nuisance. I had already given in to Facebook and started my personal blog. I didn't need one more thing!
But I quickly realized that as a leader in a church with a population of primarily Generation X and Y, I needed to engage this medium if I intended to influence them. Little did I know that less than a year later Twitter would become a key tool for responding to one of the greatest tragedies our city has ever faced.
Sunday, May 2, 2010, is a day that will be etched in my memory forever. I'd never seen so much water in my life, and it just continued to rain and rain and rain. I had spent nearly two hours trying to get home, but there was simply no way. My neighborhood and several of those around it were completely surrounded by water. Since going home was not an option, I found my way to a friend's house and camped out in front of the TV, paralyzed by the continuous news footage. Soon I received word of not one, not two, but three of my staff members whose homes were submerged in water. Tears began to flow when one of my staff texted me a picture of the roof of her house—everything else was under water. "God, please make it stop," I begged.
Nashville was devastated and we needed to respond. That evening, Pete Wilson, lead pastor for Cross Point Church, and I brainstormed ways our church might bring the love and hope of Christ to our flooded city. We had no idea what we could do, but we knew we needed to rally Cross Point volunteers and begin to help. Sunday evening Pete and I began tweeting our plans to our combined 60,000 followers and several thousand Facebook friends, asking them to meet Monday morning to help with flood relief.
Continue reading "How I Became a Twitter Believer" on our sister site, GiftedForLeadership.com.
Church Bus Driver Arrested on Sex Abuse Charge
A reminder of what leaders can do to help prevent headlines like these.

A church bus driver in southern Illinois was arrested and charged last week with sexually abusing a child.
According to the local newspaper, "the arrest came after a Wayne County Grand Jury returned an indictment against him." The driver, 33, was charged with aggravated criminal sexual abuse of a person under the age of 13, a Class 2 felony, the paper reported. He faces three to seven years in prison, and up to $25,000 in fines if convicted.
The article doesn't indicate the circumstances of the alleged abuse—whether it occurred as the man served in his role with the church, during church activities, or on church property. It also doesn't indicate whether the man has any prior convictions.
Without those details, it's less clear as to how his involvement with the ministry could have been handled differently.
However, church leaders still can take away this immediate lesson: Regardless of the role or position within the church, be it paid staff member or volunteer, children's ministry director or bus driver, anyone who will have access to children must go through a careful screening process, including thorough background checks.
These resources can help any church set up policies and procedures, including helpful ways to establish them in a positive way:
Missouri Woman Admits to $140,000 Church Theft
Practices church leaders can use to protect funds.

A woman in Missouri pleaded guilty last week to stealing nearly $140,000 while serving as the treasurer of a local church and its denomination’s local governing organization. According to a Kansas City-based news website, the woman wrote checks to herself, overstated various expenses, or received reimbursements for expenses that never occurred. She faces severe penalties, including up to 10 years in prison without parole.
As lawmakers closely study financial accountability in local churches, it’s important to note that these types of cases are the exception, not the rule, across the country (although two more headlines emerged here and here this week, sobering reminders that the threat remains real). Leaders must build healthy practices and procedures at their churches to protect the money entrusted to them by those who attend.
To get started, or to refresh your memory and test your knowledge, use this Weekly Lesson and related interactive quiz created by Richard Hammar for church board members (get similar lessons every week for free by signing up here).
As a next step, consider our Internal Controls for Church Finances, a downloadable training tool to equip paid staff and lay leaders, and from there, the Essential Guide to Church Finances as the final, comprehensive resource to reference whenever needed.
Responding to Disaster

Editor's Update (5/2/11): The Christian Science Monitor reported this weekend about the mobilization of nonprofits and churches to aid tornado victims in Alabama and elsewhere. The Monitor reports:
In a scene reminiscent of the days following hurricane Katrina in 2005, churches, nonprofit relief agencies, and government supplies are racing toward tornado-raked Alabama to alleviate what Tuscaloosa mayor Walt Maddox described as a "humanitarian crisis."
And then later:
Church groups from Ohio to North Carolina are organizing relief trips and filling semi-trailers with clothing and food to be sent into the storm-struck region.
FEMA reported that "supplies such as meals, water, infant toddler kits and tarps begin to arrive, or are en-route to an incident support base established in Maxwell, Ala. The support base will allow FEMA to move supplies closer to the affected area, in case they are needed."______________________
Slate reported this morning that the toll—both in lives and dollars—from the 164 tornadoes that struck seven states in the South on Wednesday is the worst since Hurricane Katrina.
As we hoped, we're already hearing about churches mobilizing to respond in the relief and recovery efforts. If your church plans to do so, here are two training resources that can help from ChurchSafety.com:
Why Churches Should Take the Lead Preventing Abuse
What we can do to keep kids safe.

Editor's Note: April is National Child Abuse Prevention Month. As the month draws to a close, here's a piece from Marian Liautaud regarding the need for churches to take the lead on child abuse prevention for the good of people—and the good of ministry:
Thirty-some years ago, someone I love was sexually abused by a trusted adult. Although this incident occurred when we were kids, time has done nothing to heal my friend. All it's done is stolen peace, freedom, and wholeness from him. Harboring hatred has a way of eating away at one's soul.
Child abusers are the most reviled people on the planet. Even hardened criminals view child molesters with particular disdain. And so did I. For years I harbored a deep hatred toward the perpetrator who violated my friend in an unthinkable way.
But then over the course of the last few years, I started to wonder whether all my righteous anger was really just a way for me to withhold forgiveness from someone who most certainly didn't deserve it. Could the blood of Christ cover someone as horrible as a pedophile? And if it could, would I ever bring myself to say to the worst of the worst—child abusers—you, yes even you, are saved by grace!
Questions like these are what drove me to spearhead a research project last year for Christianity Today. For nine months, I delved into the dark world of sex offenders. We conducted a national survey to find out what church leaders think about sex offenders—whether they should be integrated into congregations in a compassionate way, and if so, how they do this so no one is put in harm's way. Sex Offenders in the Pew, the Christianity Today story that grew out of the research, looked at how many churches have registered sex offenders attending their services and what they are doing to safely integrate these individuals into the congregation.
Continue reading "Are Churches Leading the Way in Preventing Abuse?" on our sister site, GiftedForLeadership.com.
Screening and Selecting Children's Workers at Church
There's no substitute for a good screening program.

Editor's Note: April is National Child Abuse Prevention Month. For churches, one of the first measures that can make a difference for their children and youth is the proper screening and selection of the paid staff and volunteers who work with them. To that end, we offer this free article by Laura Brown from ChurchSafety.com:
Carefully screening people before allowing them to work with children in your ministry costs little, but it can increase safety greatly. Here's why.
Background screening can:
- deter child predators from applying to work in your ministry, reducing the likelihood of child sexual assault.
- demonstrate that your ministry has taken reasonable care to safeguard its members.
- reduce your liability in court if you should accidentally hire someone who commits a crime.
Continue reading "Screening and Selecting Children's Workers at Church" »
Confronting Violence at Church
Maryville shooting, Texas murder underscore need for preparation.

The current issue of Leadership Journal revisits the fatal shooting of Pastor Fred Winters as he preached one Sunday morning at First Baptist Church in Maryville, Illinois. The piece recounts—in chilling detail—his final moments on March 8, 2009, as the suspect approached the pulpit while hiding a .45 caliber Glock pistol underneath a church bulletin:
Pastor Fred Winters was in the early moments of his sermon. He looked at the man standing in the aisle and asked, "May I help you?"
At that moment the stranger removed a church bulletin covering the gun and began shooting. The first shot hit Pastor Winters's Bible, shredding it into what people perceived as confetti. The reality of what was happening didn't register with anyone yet, in fact some later commented they thought it was a drama sketch.
Pastor Winters yelled, "It's real, this is real!" and moved toward the side of the stage.
The second and third shots each missed Pastor Winters. He jumped off the stage toward the gunman and grabbed the gun. It was there the fourth and final shot hit the pastor in the chest, piercing his heart and killing him."
The article goes on to share how the church has worked to heal from the trauma in the two years since, including interviews with the church's ministers of worship and pastoral care, as well as Winters' wife. While the suspect remains in custody awaiting trial, one disturbing fact remains:
To this day, there is no understanding of why the shooter picked this church on this day. He had no prior connection with First Baptist. No motive has been discovered. It was a random act of violence.
Considering the number of Christian churches in the country (most estimates usually put the figure at about 300,000) and the number of services that take place every week at those churches, random acts of violence like this one are a rarity. These incidents serve as reminders that, though rare, church leaders still must work to prevent them—or know what to do if a potential situation begins to unfold.
Sadly, another such reminder arose earlier this month.
On March 3, police say two men entered the offices of NorthPointe Baptist Church in Arlington, Texas, where Pastor Clint Dobson and his office assistant worked.
They began to rob Dobson and his assistant—and then did the unthinkable.
Can Social Media Get a Church Sued?
Recent Twitter mishap in Indiana underscores the need for clear policy

Recent incidents involving alleged misuses of social media in both the public and private sectors have government officials and business executives scrambling to implement social media policies for employees.
Church leaders should take the opportunity to do the same before a situation arises, casting negative light on their congregations, or worse, landing them in court.
Indiana's deputy attorney general was fired after making controversial remarks through his personal Twitter account and blog, according to a USA Today article (The Nonprofit Quarterly also blogged about it last week). Jeff Cox "tweeted 'use live ammunition' in response to a Mother Jones tweet that riot police had been ordered to remove union supporters from the Wisconsin state Capitol in Madison," the USA Today article explains.
The article continues:
"Corbin, the attorney general's spokesman, said the agency has no formal rules on social media but is developing them. He said the employee handbook, however, is clear that employees should conduct themselves in a professional manner during and after working hours."
A few days later, Inc. magazine's website published "How to Avoid a Social Media Lawsuit," which includes links to resources and books that can help organizations craft effective social media-use policies. Some of the more notable liabilities, according to Inc., include:
Concealed Weapons in Church
Rich Hammar discusses an important Georgia ruling for churches.
In 2010, the state of Georgia enacted a law prohibiting a person with a concealed weapons permit to carry a concealed weapon into a place of worship. A lawsuit was filed challenging the constitutionality of the law. Hear what the state's court decided, and Rich Hammar's analysis of that decision and its implications for churches and church leaders:
The Top 10 Church Safety Downloads of 2010
Helpful resources for the coming year.

- Managing Church Facility Use
- Internal Controls for Church Finances
- Dealing with Dangerous People
- Screening Underage Workers
- Creating a Safety Team
- Protecting Your Church from Crime and Violence
- Preventing Top Tax Pitfalls
- Understanding Wage and Hour Laws
- Copyright Law: What Every Church Must Know
- Lay Counseling Safety
TheYourChurchBlog.com's Top 5 Posts of 2010
The key law, tax, finance, and safety issues readers cared about this year.

Last week, we took a moment to highlight the Top 10 most-read articles from Your Church magazine's website, YourChurch.net. As we continue to count down the days to 2011, we now offer the Top 5 most-read posts from TheYourChurchBlog.com during 2010:
5. Should Pastors Know What People Give? This post--which generated a high number of comments--raised the question based on how three different churches say they address it.
4. A New Tool for Calculating Church Staff Salaries. Personnel expenses make up a significant portion of church budgets--sometimes 50 percent or more. As a companion tool to our 2010-2011 Compensation Handbook for Church Staff, we developed a free worksheet that actually walks church leaders through the process of determining a fair pay range for each pastoral and staff position at their churches.
Continue reading "TheYourChurchBlog.com's Top 5 Posts of 2010" »
10 to Remember From 2010
These Your Church Today articles drew the most traffic.
As 2010 comes to a close, it’s time to get all nostalgic and look back at the year that was. That includes reviewing the articles that interested readers throughout the year. Based on Internet traffic patterns, these 10 articles from YourChurch.net (Your Church Today magazine’s website) led the way:
10. Is My Church Covered? We noticed many church leaders seemed to be taking a hard look at their church insurance policies, their premiums, and any possible savings they could make in light of tightened budgets. Our Summer 2010 cover story reviewed the changing landscape of church insurance, including key coverage changes to note, terms to know, and a brief look at the biggest church insurance providers.
9. State of the Plate Results A detailed look at the results from the 2010 State of the Plate survey, which Christianity Today International conducted with Maximum Generosity to see how 2009 ended for American churches. Among the findings: More churches missed their budgets in 2009 compared to 2008.
8. Debunking the Clergification Myth Respected author and researcher Ed Stetzer examines the prevailing models of church staffing structures and argues for changes that place less emphasis on paid staff and more emphasis on an empowered lay leadership base.
Food Safety for Church Holiday Meals
Quick helpful resources for safe food and fellowship during the holidays.

Also, if you'd like to learn more about food allergies, we recommend the electronic training resource "Responding to Allergic Reactions."
--From Richard Hammar's Essential Reminders, a free weekly e-newsletter. Click here to subscribe.
How One Church Responded to a Sex Offender
An open-door policy still comes with its costs.
Last month, we highlighted Sex Offenders in the Pews, Marian Liautaud's article in Christianity Today that is based largely on research we conducted earlier this year. This week, Leadership Journal, another one of our sister publications, published "Sex Offenders: Coming to a Church Near You," Marian's article about this topic from the view of church pastors and staff members.
Of particular note: A small church in the Northeast worked hard to integrate a convicted sex offender after his release from prison. After numerous meetings with families, the pastor decided integration could work--and could reinforce the church's redemptive mission. It's a theme that emerged from our research (nearly 8 in 10 church leaders say they're open to a sex offender's attendance, with proper supervision and appropriate limitations in place).
But in the case of this church in the Northeast, such an approach still comes with its costs:
Continue reading "How One Church Responded to a Sex Offender" »
Medical Allowances and Health Savings Accounts
Can churches legally designate medical allowances for pastor health plans?

Question: We are entertaining the idea of changing our health care coverage to a HSA (Health Saving Account)-compatible policy. Presently our three pastors receive a designated amount of medical allowances each year to help them cover the costs of out-of-pocket moneies that go toward their deductible. Is it legal to still set aside a designated medical allowance within our budget if we go to a HSA-compatible policy?
Answer: Health Saving Accounts (HSA's) are medical reimbursement accounts that are regulated through the IRS. An HSA is generally only permitted in conjunction with a high deductible health plan. So, depending on how you use the medical allowance, it may impact whether it is legally permitted.
I'm assuming with your current plan, the pastoral staff submits receipts for medical expenses and then is reimbursed up to a designated amount. When you switch to a high deductible plan, it makes sense to take the designated money and deposit it into their HSA account. This is legal as long as all of the pastors are part of a high deductible health plan (i.e. they don't have a traditional health plan with co-pays somewhere else). One other item to be aware of is that the IRS sets limits on how much may be contributed into an HSA account. The IRS changes these limits each year.
Continue reading "Medical Allowances and Health Savings Accounts" »
Sex Offenders in the Pew
8 in 10 church leaders say registered offenders can attend--with limitations.

In April 2010, Christianity Today International (CTI) conducted a national survey of 2,864 people, including ordained church leaders (15 percent), church staff (20 percent), lay members (43 percent), and other active Christians (22 percent). Respondents were drawn from the readers of CTI publications and websites. The purpose of the "Sex Offenders in the Church" survey was to explore attitudes and beliefs on whether to allow sex offenders to participate in faith communities. The survey explored what practices churches use to keep their congregations safe when sex offenders are welcomed.
Pastors, lay leaders, and churchgoers overwhelmingly agree that sex offenders who have legally paid for their crime should be welcomed into churches. In fact, 8 in 10 respondents indicated that registered offenders should be allowed to attend church under continuous supervision and subject to appropriate limitations.
Ian Thomsen, church administrator for Arvada Covenant Church in Arvada, Colorado, says, "If we can reach out to sex offenders, and through our efforts change their lives for the better and take a significant risk away from society, we see this as a tremendous challenge—but what a wonderful challenge. We want to take it on."
"Jesus said there's no unforgiveable sin except blasphemy of the Holy Spirit," says Mark Tusken, rector of St. Mark's Church in Geneva, Illinois. "Now that doesn't mean we want to condone sexual crimes. We're not out to hang a shingle that says Sex Offenders Not Welcome any more than we want to hang a shingle that says Come, Y'All. But my prayer has always been that St. Mark's would be a safe place—a place where people can come because they sense the refuge of Christ here.
"That means parents can come without even giving a thought about something happening to their kids, but also that somebody with a sex offense in their past ought to be able to come and fit in and not be judged." In the 16 years that Tusken has overseen his congregation, he has known of only one convicted sex offender attending.
Click here to continue reading Marian Liautaud's article from the September 2010 issue of Christianity Today.
Where does you and your church land on this subject?
To learn more, check out:
- The 2010 Sex Offenders in the Church Survey (a free executive report);
- Richard Hammar's "Sex Offenders in the Church" Feature Report;
- "Sex Offenders in the Church," a training resource for church leaders;
- "Juvenile Offenders in the Church," a training resource for church leaders;
- Reducing the Risk, 3rd Edition, Richard Hammar's training resource for church leaders to prevent sexual abuse.
Why Church Leaders Should Take the Risk of Embezzlement Seriously
7 reasons to protect against fraud.

As hard as it may be to believe, churches are not immune from embezzlement. In fact, the widespread belief among church leaders that such a crime "could never happen in a church" makes churches an easy target. Economic downturns make the risk even greater. Here are seven reasons to prevent fraud from happening at your church:
- Removing temptation. Churches that take steps to prevent embezzlement remove a source of possible temptation for church employees and volunteers who work with money.
- Protecting reputations. By taking steps to prevent embezzlement, a church protects the reputation of innocent employees and volunteers who otherwise might be suspected of financial wrongdoing when financial irregularities occur.
Continue reading "Why Church Leaders Should Take the Risk of Embezzlement Seriously" »
ChurchSafety.com’s Top 10 Training Resources
What other church leaders are reading and using to keep their congregations safe.

ChurchSafety.com provides expert guidance and risk management information on a broad range of safety topics. We’ve compiled the Top 10 most-downloaded resources from ChurchSafety.com during the past year. Find out what other church leaders have read and used to train staff and volunteers and to develop a safe environment for ministry:
10. Confronting Gun Violence at Church
While the number of incidents involving guns at churches remains small, information and preparation are still vital. Begin by assessing the current security of your church. This download gives helpful advice on how to plan for the unexpected, whether or not your church should hire a security guard, and how to deal with the media in the aftermath of violence.
Children are often the most vulnerable members of our congregations, and their presence also presents some of the most serious liability risks. Most churches use minors to assist in various children's or youth programs. Screening these workers will help prevent youth-peer sexual harassment. Institutions can be found guilty of negligence in these cases for not providing security against such abuse. Learn practical steps to properly screen underage workers and access helpful templates for references and interviews.
8. Creating a Safety Team
When crisis arises, are you prepared? Don’t be taken by surprise next time. Learn to respond appropriately to situations ranging from common medical emergencies to crisis involving gunfire. Every church can benefit from forming a safety team that is trained to respond appropriately to various emergencies. This download will discuss the importance of having a team that can handle situations requiring security intervention, medical response, or evacuation.
Continue reading "ChurchSafety.com’s Top 10 Training Resources" »
The Your Church Blog's Top 10 Posts from Its First Year
The topics that most interested readers like you during the past year.
I love milestones. And I'm a sucker for top 10 lists (thank you very much, David Letterman). Since today is August 26, it means the TheYourChurchBlog.com turns 1. Naturally, I went back and looked at our 10 most popular posts for the first year.
But before I do, a few observations about our past year:
1. Subject popularity appears diverse: 3 of the Top 10 posts fall under the Law Category, with 2 each under Finance and Safety, and 1 each under Staff and Office (the other post was a general one and didn't fall under one specific category);
2. Our highest traffic day came on February 23, on the heels of our post "Oregon Case Provides a Powerful Reminder to Churches," which reviews the implications of an appeals court's ruling that allowed a pastor's victory in a defamation lawsuit against his former church to stand.
3. The post garnering the most comments was "Where You Work Best," which discusses the pros and cons of worshipping at the church where you also work.
Without further delay, here are TheYourChurchBlog.com's Top 10 posts during its first year:
10. Legally Host a Super Bowl Party: If your church is hosting a Super Bowl party this year, you will need to abide by three simple guidelines to avoid violating copyright law ... read more
9. The Top 7 Resources to Combat Church Embezzlement: Earlier this month, we looked at two recent cases of church embezzlement, and the "zero tolerance" stance judges are starting to take against these crimes. Unfortunately, yet another big headline has since emerged ... read more
8. 10 Questions to Ask About Your Church's Communication: As you approach 2010, consider these 10 questions to discuss your church’s communication efforts ... read more
7. What Will the New Health Care Bill Mean for Churches?: Now that President Obama has signed the health care reform bill into law, many churches are wondering what the impact will be on staffing costs. ... read more
Continue reading "The Your Church Blog's Top 10 Posts from Its First Year" »
People You Don't Want in Your Ministry
How pedophiles exploit churches--and what to do about it.

In our paper yesterday, I read about a Boy Scout camp director recently arrested for possession of child pornography. The FBI raided the camp to confiscate his computers. This man also worked at a YMCA.
Get ready to tremble with me.
Leadership from both organizations described how he passed extensive criminal background checks. One group performs them periodically and requires annual youth protection training. The suspect worked there for seven years. A senior leader remarked that, unfortunately, no manual exists for them to see exactly what a pedophile looks like.
By now, you likely see the connection between this news story and your ministry. You perform criminal background checks (right?), you conduct child protection training (right?), and the potential still exists for the wrong people to make it into your ministry.
Food Safety at Church Potlucks
Don't let bad food spoil a good time at your next church potluck.
Bring out the food, and the fellowship is close behind. Church dinners offer an excellent opportunity to bring the community together. Poor food preparation can spoil a good time, though, so use the following precautions before your next church potluck.
Food Preparation
Look for warning signs. Don't purchase or use canned goods that are damaged or rusted. These signs indicate the food may not be safe regardless of how you prepare it.
Separate quarters. Keep raw seafood, poultry, and meat away from other foods. Use separate cutting boards and make sure any juices are contained.
The Positive Experience of Check-In/Check-Out Procedures
These systems can be key to encourage returning visitors.

Parents desire confidence in nursery procedures when they’re visiting churches. One way your church will gain control of a critical piece of the childcare experience is by creating a well-managed check-in and check-out process. You’ll leave parents with a good impression of your church, knowing that their kids are safe.
Make a Good Impression
Set the stage. Parents will make key decisions—including where to attend church—based on the needs of their children. Set the stage for their experience at church with a friendly, but professional greeting process.
Continue reading "The Positive Experience of Check-In/Check-Out Procedures " »
Alleged Rape Underscores Church Office Security Needs
Ways church leaders can assess vulnerabilities before they're exploited
Editor's Note: A man hired to handle odd jobs at an Oklahoma City church was arrested last week and charged with raping a church employee. The man's background included two prior convictions for burglary, and two prior violations of protective orders, according to KOCO, a local television station.
Our thoughts and prayers go out to the victim and the church during this difficult time.
Churches must think through possible vulnerabilities, whether it's the screening of employees, vendors, and contractors, or situations in which a staff member can become isolated, such as a church office. Below is "Strategic Security," a free article that first published in Your Church and now appears on our sister site ChurchSafety.com. It can help church leaders identify and address vulnerabilities before those vulnerabilities are exploited:
Continue reading "Alleged Rape Underscores Church Office Security Needs" »
Set an Example with Copyright Law
Avoid costly liabilities by obeying the law.

Ministry leaders strive to set an example through their actions at every opportunity. Obeying copyright law should not be the exception. Music ministries and church websites are just a few of the areas where you are at risk for violations. It will be to your church’s advantage to understand copyright law and obey it.
About Copyright Law
Ignorance is not bliss. Violating copyright law—whether its done intentionally or not—takes honest wages away from the author. Being unaware of the law is no excuse and violations can be costly.
Arkansas Floods Provide a Sober Reminder about Safety Preparation
A camping trip’s only as successful as it is safe.

The other is a free electronic training resource during the month of June on ChurchSafety.com: "Creating a Safe Camp Experience." Below is an article from this download regarding safety for camping trips. Through the articles in the entire download, you’ll find the insights and advice you need to start planning your next camping trip with safety in mind.
We finally pulled into the church parking lot, the end of a long six-hour trip with our crew of teens. Parents waited, anxious to hear every detail of their child’s last four days of winter camping. And after ice games, tubing, horseback riding, canoeing, snowshoeing, hiking across a frozen lake, and much more—there was plenty to talk about.
One thing no one had to report on: accidents. Between the journey to and from the campsite and all the winter activities that took place in the freezing cold, we certainly had plenty of opportunities for trouble. But thanks to quality preparation and planning—both on our part as youth leaders and on the part of the excellent camp we attended—all we took home were our good memories.
Continue reading "Arkansas Floods Provide a Sober Reminder about Safety Preparation" »
Protect Your Ministry with an Employee Handbook
Learn how to create and maintain your ministry employee handbook.

Every ministry, no matter how small, could benefit from maintaining an employee handbook. A proper handbook defines what you expect from employees and what they can expect from you. By following a few simple tips, your ministry handbook can provide valuable legal protection if your policies are challenged in court.
Getting Started
Consult an attorney. Your policies and procedures may be subject to federal, state, and local laws. Have an attorney review your handbook before it is distributed to employees.
Keep it simple. Information should be concise and straightforward. An employee handbook is not an employment contract and it shouldn't read like one.
Continue reading "Protect Your Ministry with an Employee Handbook" »
Creating a Safe Outreach Ministry
Plan properly, so you can focus on meeting the needs of your neighboring communities.

My last year of college, I had the privilege of overseeing 20-plus weekly outreach ministries to the greater Chicago area. Our programs included a sports ministry, refugee outreach, hospital visitation, tutoring, street evangelism, and soup kitchen ministry. I witnessed the breadth and scope of the impact such ministries can have on the communities they serve.
However, anyone who has participated in outreach ministries also knows how complicated they can be logistically. Outreach ministries expose the local church to unique liabilities, such as transportation. Inner-city ministries like the ones I was involved with required transportation to and from the church, and drivers were nearly always volunteers. How can you provide meaningful service in another community, and yet maintain a level of protection for your volunteers? Use the following simple tips from ChurchSafety.com to help you plan properly, so you can focus on meeting the needs of your neighboring communities.
Protecting Churches from Embezzlement
A special webinar this week covers important financial controls.

Back in December, we ranked the Top 7 Resources to Combat Church Embezzlement. Six months later, I’m reminded of why, and with another unfortunate headline emerging last week, it’s an opportunity for me to highlight a special online event we’re hosting this week that you can attend.
At the time of our December posting, a couple of recent headlines had caught our eye, including the “zero tolerance" stance judges are beginning to take in cases involving embezzlement at churches, and a $1 million embezzlement allegation against an individual who oversaw a Connecticut church’s investments.
In Your Church magazine’s Spring 2010 issue, many of our Editorial Advisors cautioned leaders about the ever-present threat of fraud to church finances, a problem compounded by a reluctance by some to institute stronger financial controls, or by an ongoing presumption that safeguards aren’t necessary because those in their church office are trustworthy.
Last week, we were reminded again of this threat—this time in our own backyard. The pastor of a storefront church in Aurora, Illinois, just minutes from our offices, was arrested, accused of swindling $470,000 from three men, including a member of his congregation, through a church real estate investment scheme.
Hosting Large Events at Your Church
Consider safety precautions for your building and staff.

Whenever churches open their doors to the public they expose themselves to both opportunity and risk. A well-run event maximizes the opportunity and takes precautions against the risk. Use these simple tips from ChurchSafety.com the next time your church is considering hosting a large event.
Communicate Responsibility
Keep accountability. Event and Building Use forms are essential when letting outside groups use your church for an event. It's important that groups are held accountable for things they agree to in your Building Use forms and Event forms.
Responding to Floods and Other Disasters
Tips and resources as flooding hits the Southeast.

As the death toll rises to 18 in the aftermath of the flooding in Tennessee, the water is slowly starting to recede. Many residents are returning to their homes to find damaged possessions and property. Churches are also dealing with the repercussions of the flash flood; many have been forced to reconvene in alternative meeting areas.
The Your Church Blog has compiled a number of resources from our family of sites at Christianity Today International that are available to help affected churches. These resources also are useful for any churches in other parts of the country who are reminded of their needs to plan and prepare for a possible future disaster situation like this one.
Below is a free article from a ChurchSafety.com download, "Serving as a Disaster Relief Team." This article provides simple, effective tips before a church begins to respond to an affected community. Following the article is a list of other resources that can help.
Continue reading "Responding to Floods and Other Disasters" »
Don't Forget the Check
Remote-deposit capture is an efficient way to handle Sunday offerings.

The buzz surrounding electronic giving options continues to grow as online donation capabilities improve and text-messaging campaigns take hold. The American Red Cross, for instance, says it raised $35 million within 48 hours of the January earthquake in Haiti, with half arriving via its website and $5 million through texts.
But a lesser-known technology called remote-deposit capture may provide significant benefits to churches as they sift through the large number of checks still given weekly. A February survey of 750 Christian households by Maximum Generosity, Church Finance Today, and Leadership shows 90 percent still primarily use checks for their weekly offering.
Remote-deposit capture first gained acceptance among retailers wanting to speed the clearing of checks. In recent years, banks like Christian Community Credit Union, Bank of the West, and Evangelical Christian Credit Union began offering it to churches.
Create a Child Abuse Response Plan
Preparation can make all the difference.

(Editor’s Note: April is Child Abuse Prevention Month. We're digging deeper into the issue of "Reporting Child Abuse" with Richard Hammar during a special one-hour live webinar on April 14. Don’t miss out on this important learning opportunity for your church.)
No one likes to acknowledge that child sexual abuse is a reality. The trusting environment of the church makes it a prime target for abuse to occur. Recognizing the signs of child sexual abuse and responding quickly can make all the difference in the victim’s life. Learn how with a few tips from ChurchSafety.com.
Dealing with Sex Offenders Who Attend Church
How do we protect our members from known sex offenders?
(Editor’s note: Since this post first published, Christianity Today International completed "Sex Offenders in the Church," a comprehensive research project exploring the attitudes and beliefs among church leaders regarding integrating sex offenders into the faith community.)
Question posted through "Ask the Experts" on ChurchSafety.com:
There is a female, registered sex offender who wants to attend our Sunday services. We want her to attend, but what guidelines should we have in place to safeguard our children?
Answer by Richard Hammar:
When the senior pastor, or any member of the church board, is informed that a registered sex offender is attending the church, there are steps that can be taken to manage risk. These include the following:
Continue reading "Dealing with Sex Offenders Who Attend Church" »
How Finance, Sexual Wrongdoings Challenged One Church
A pastor's worst nightmare leads to a new beginning.

My lawyer said, "Just follow my lead and answer the questions he asks, and everything will be okay." I clung to his advice as I entered the smartly decorated boardroom lined with towering bookshelves. The first thing I noticed was the videographer and stenographer setting up their equipment. Then the opposing counsel, who to me represented evil incarnate, walked into the room.
"Please state your full name for the record." His tone and mannerisms suggested this was strictly routine. For the others in the room, this was just another work day. They pushed buttons on the camera, they typed on the stenograph machine, they served coffee, they represented their clients—this was a 9-5 job for everyone in the room. Everyone, that is, except me.
I cleared my throat and said, "Ralph Webster Neighbour III."
"I am sure your lawyer has explained to you the deposition process, but let me explain it again for the record …"
There was that phrase again—"for the record." I thought: This is high stakes. The church's reputation and my future are on the line here! I also knew this deposition was just the beginning; we would walk at least another year through this legal maze.
I couldn't believe this was happening to me—a seventh generation pastor. But here I was, giving a deposition in a sexual misconduct lawsuit. This was not what I signed up for!
This article first appeared in Leadership journal. The full version is available at LeadershipJournal.net. For additional resources on embezzlement and sexual misconduct issues for churches, please visit:
- Secure Your Church Finances
- The Essential Guide to Church Finances
- Sexual Harassment in Your Church
- Boundaries for Healthy Church Relationships
- Child Sexual Abuse Response Plan
- Safe Mentoring Relationships
- Reducing the Risk, a child abuse prevention training program for church leaders.
California Church Reeling from Shooter Incident
Resources to help churches prepare for the unthinkable.

On Sunday morning, a gunman walked into New Gethsemane Church of God in Christ in Richmond, California. Flanked by two hooded companions, the three men scanned the pews, possibly searching for specific targets. Church members attempted to approach the men to ask them to remove their hoods, but before they reached them, one man began firing into the pews. The five shots made a popping sound, according to witnesses. Caught in the fire was a 14-year-old, who was hit in the shoulder, and a 19-year-old, who was struck in the leg. Both were hospitalized and are expected to survive.
Although the shooter acted too quickly for church members to respond, they correctly identified that these men posed a potential threat to the congregation. A free article on our sister site, ChurchSafety.com, outlines a basic strategy for recognizing and dealing with dangerous people.
Continue reading "California Church Reeling from Shooter Incident" »
Discerning Eyes for Church Law, Finance, and Administration
Known, respected leaders to help guide CTI resources.
Christianity Today International's church management division, which publishes Your Church magazine, the Church Law & Tax Report and Church Finance Today newsletters, plus resources, such as the annual Church & Clergy Tax Guide and ChurchSafety.com, recently formed two important boards for its publications and resources.
CTI invited well-known and well-respected members from church legal and financial circles to an Editorial Advisory Board to bring authoritative and qualified eyes to its work.
The 14 advisors will regularly contribute to the church management division’s publications, websites, and resources, and also will regularly provide ideas, thoughts, and feedback, shaping the articles, videos, books, blog posts, and other resources that guide church leaders on important legal, financial, safety, and administrative decisions.
Noted church and business leaders who will lend their expertise include:
Continue reading "Discerning Eyes for Church Law, Finance, and Administration" »
Your Church's Top 10 Articles of 2009
Looking back at the articles you read most this past year.
Last week, we wrote about the Top 10 most-read posts on TheYourChurchBlog.com during 2009. This week, we're taking a look at the Top 10 most-read articles from YourChurch.net, the website for Your Church magazine.
For a year riddled with bad economic news, there are a few surprises in these results (hint: Our No. 1 ranked story has nothing to do with the economy, or finances for that matter). What can we conclude from this? Probably not much. Except the fact that church administrators, executive pastors, pastors, and lay leaders wrestle with a variety of challenging, and often complicated, questions on a wide array of topics.
As a not-for-profit ministry, Christianity Today International is thankful it's in a position to help you answer these questions through Your Church, YourChurch.net, and TheYourChurchBlog.com, as well as Church Law & Tax Report, Church Finance Today, ChurchSafety.com, BuildingForMinistry.com, and YourChurchResources.com.
It's our desire to help you keep your church safe, legal, and financially sound. Here's looking forward to 2010!
And now, the Top 10 most-read articles on YourChurch.net during 2009:
10. Why Church Secretaries Quit
The Top 10 Church Administration Posts for '09
A look at the hottest topics facing pastors and administrators.
As 2009 draws to a close, here's a fun look back at the year's 10 most-read posts on TheYourChurchBlog.com. Doing this kind of review often helps us understand the most pressing issues facing church administrators, executive pastors, pastors, and leaders.
And, it's a nice way to showcase topics that you may have missed the first time around.
Here's the Top 10:
10. How to Interview Your Next Church
9. Report: Giving Steady at Two-Thirds of Churches
7. Free Excerpt: The Essential Guide to Church Finances
6. 5 Leadership Books Worth Reading
Continue reading "The Top 10 Church Administration Posts for '09" »
The Top 7 Resources to Combat Church Embezzlement
Best practices and guidance to protect your church's money.
Earlier this month, we looked at two recent cases of church embezzlement, and the "zero tolerance" stance judges are starting to take against these crimes.
Unfortunately, yet another big headline has since emerged—this time, the leaders of a 150-member Greek Orthodox Church in Connecticut discovered someone potentially embezzled more than $1 million. Federal authorities investigated the claims, and in an arrest made Tuesday, authorities say the suspect, who oversaw the church's investments (including managing the building fund and endowment) allegedly used the money for his businesses, according to the New Haven Register. The church's attorney, and federal documents released with the arrest, allege the 50-year-old man stole more than $2 million from three parishoners, and potentially millions more from the church, the paper reported.
As incidents such as these continue to spring up, we've compiled the Top 7 resources church leaders should use to prevent embezzlement opportunities and combat individuals who might attempt to steal:
Continue reading "The Top 7 Resources to Combat Church Embezzlement" »
Sex Offenders in the Church
Balancing between protection and ministry.
Because our team produces Reducing the Risk, a comprehensive training program that churches use with staff and volunteers to minimize the risks of child abuse in their ministries, we pay a great deal of attention to the issue of sex offenders in the church.
For example, this fall, we looked at the case of a Kentucky church that chose to ordain a registered sex offender. Last year, we surveyed churches about their child protection programs, and every year, Richard Hammar writes an exhaustive report on the child-abuse reporting laws for all 50 states.
So we took special notice this month when Christianity Today, a sister publication of ours, published "Modern-Day Lepers." The article clearly demonstrates the ongoing tensions church leaders, administrators, and volunteers face when it comes to balancing between the needs of protecting children and the needs of ministering to sex offenders.
At your church, how have you found a balance, if at all?
Zero Tolerance for Church Embezzlement
Extended sentences put churches on notice.

A sad story emerged last week out of Indiana, where a 37-year-old woman accused of stealing more than $350,000 from a church while working there as an employee received the maximum sentence allowed by the state.
According to an article in the Greencastle Banner-Graphic, the local paper, the woman was convicted on six counts of Class C felony charges and six counts of Class D felony theft, resulting in 10 years in the state jail, followed by 5 years of probation.
The woman began stealing from the church shortly after getting hired in late 2004 as the church's financial and administrative secretary, according to the article. She forged signatures on 192 checks, doctored bank receipts to cover it up, and also made unauthorized charges on church credit cards, the paper said.
This case is similar to one covered by Richard Hammar in November's Church Finance Today in which a woman employed as a church office manager for seven years stole $450,000. She received a 15-year sentence, which included an upward adjustment "for misrepresenting that she was acting on behalf of her church," according to the article.
What's the takeaway for church leaders from these cases? Aside from the need to implement strong financial controls, if such controls aren't already in place, Richard explains three reasons why church leaders should learn from cases like these:
Guard Against Copper Thieves
How to keep them from striking your church.

Copper remains a popular target for thieves because of the metal’s potential re-sale value.
Thieves steal anything containing copper in order to turn a quick profit. Air conditioning units, gutters, electrical wiring, pipes—all of these items are ripe for the picking. Even rooftop heating, ventilation, and air conditioning (HVAC) systems are being vandalized.
In the recent past, one Alabama church had its air conditioning units stolen twice in 10 days. Each time, thieves got about $300 worth of copper, and the church had to pay more than $3,000 for replacements. A church in Detroit, Michigan, spent more than $50,000 to replace heating, ventilation, and air conditioning (HVAC) units damaged by copper thieves.
In October 2009, thieves stole copper downspouts three times in a two-month span from a Massachusetts church. An article in the local paper said the value of scrap copper has diminished in recent months, but the article indicated copper thefts remain an option of choice, especially “to someone who’s obviously desperate,” the town’s chief of detectives said.
Here are some practical steps to protect church property from copper thieves:
Top 5 Reasons Churches Wind Up in Court
Current legal trends that can help your church assess its vulnerabilities.

For many years, I've closely reviewed litigation involving churches to identify patterns that pastors and leaders can use to assess their own risks and potential vulnerabilities. In 2008, the following five types of cases brought churches to court more than any others:
1. Sexual Abuse of a Minor (15 percent of cases). Sadly, this type of case is typically the No. 1 or No. 2 reason churches wind up in court every year.
2. Property Disputes (13 percent of cases).
3. Zoning (10 percent of cases).
4. Personal Injury (9 percent of cases). This is a Top 4 issue every year.
5. Tax (7 percent of cases).
Based on this ongoing analysis, churches should note the following major risk categories they face and work to evaluate (and to minimize) their own risks:
Continue reading "Top 5 Reasons Churches Wind Up in Court" »
Simple Tips to Prepare for a Pandemic
Guidance for churches as the H1N1 virus spreads.

As a ministry leader, you may be wondering what you can do to keep your congregation healthy. Here are some important steps you can take to reduce the spread of the flu within your own faith community.
Read through the tips below, then take our free online assessment to see if your church is ready to communicate to staff and congregants during a pandemic.
From there, check out our electronic training resource, "Preparing Your Church for a Pandemic," on ChurchSafety.com.
Church Shootings in the Spotlight
Continued coverage shows need for planning, preparation.

The Post’s piece recounts several recent, high-profile shooting incidents, including one that took place in February, when a man arrived at a Maryland church’s Sunday services toting a Bible and .38 caliber revolver, confronted his estranged wife in the parking lot, and shot her five times. She died on the scene. He recently received a life prison sentence.
The article makes two interesting observations:
Should Your Church Hire a Sex Offender?
A small Kentucky church recently did. What are the implications?

A church in Louisville, Kentucky, generated local and national media attention earlier this month, not because it allowed a convicted sex offender to attend its services, but because the church pastor decided to hire and ordain one.
WHAS-TV, a local television station, as well as CNN and newspaper wire services, covered the story when it first emerged. On Wednesday, the story picked up new steam when the Associated Press wrote its second piece about the situation (it was picked up here by MSNBC.com). During the past week, I’ve left three voice mails for Pastor Randy Meadows on the church’s main phone line, hoping to learn more about his decision, and the circumstances surrounding it. My calls haven’t been returned.
We know the following facts:
• The City of Refuge Worship Center, a small, independent congregation based in downtown Louisville, ordained Mark Hourigan on September 13. The church’s website shows he is the music minister and leader of the church’s “Pride Committee.”
• Hourigan, 41, is listed on the Kentucky State Police’s Sex Offender Registry. The site lists Hourigan’s offense as “Sexual Abuse 1st Degree,” and also notes he faced two counts. His victim was an 11-year-old boy, according to the site.
• Media reports indicate the abuse took place in 1993 and 1994. The AP’s first story, quoting an interview between Hourigan and CNN, said Hourigan told the cable network he completed a sex offender treatment program and was upfront with Meadows regarding his criminal past.
• According to the AP, “ ‘I don’t take anything lightly when it comes to someone’s past,’ Meadows told CNN. But he added, ‘God gives everyone a second and a third and fourth chance.’ ” Meadows also told the network that Hourigan will sign an agreement not to minister to children.
• The ordination drew protests from at least one abuse victims group, and the departure of at least one church deacon, who disagreed with the decision, according to media reports.
Undoubtedly, a church faces numerous challenges when a sex offender begins to attend. In ChurchSafety.com’s “Dealing with Dangerous People,” an electronic training resource, the tension that arises with a sex offender’s attendance at a church is best summed up in this way:
Continue reading "Should Your Church Hire a Sex Offender?" »
How to Handle Disruptive People
When you need to ask someone to leave your church.

Does a church have a legal right to keep people from accessing its property or attending services? For example, let's say that a church has an encounter with a disruptive person, and asks him not to return. What if he shows up again the next week? How should ushers respond?
This issue has been addressed by a number of courts. Generally, the courts have been sympathetic to attempts by churches to deny access to disruptive individuals. To illustrate, one court ruled that a church could bar a disruptive individual from entering its premises. It noted that the person had been clearly informed and understood that his privilege to attend the church had been revoked. The court rejected the person's claim that a church is a public place that cannot deny access to anyone. To the contrary, a church, like any property owner, has the right to determine who can access its premises.





